We Help You with Your Businesses Financial Planning

Help Me Get Started

Not sure how financial planning can benefit the future of your business?

Let Us Help You Plan for Your Business’ and Employees Financial Future

Running a successful business isn’t easy. Let us focus on the parts that will help you attract, retain and reward employees and future business acquirers.

Get Experienced Guidance

Work with a financial advisor that is experienced in creating financial plans for businesses that meet both short and long-term business goals.

Create a Complete Plan

Employee benefits are just one part of a successful business financial plan. Planning for the future of how your business will continue is the other part.

Work Towards Your Goals

Whether you see yourself keeping or eventually selling your business, planning ahead is worthwhile to achieve your business’ financial goals.

Important Factors to Consider Before Creating & Implementing a Business Financial Plan

We prefer to prepare and plan ahead of time in order to avoid future drawbacks as your business grows


How different investments and strategies can help to accumulate more wealth through business-specific strategies.

Retirement Planning

How to plan ahead and be prepared when you and other key company members decide to retire and move on to the next phase of their life.

Business Succession

How to implement the foundations for a smoother and rewarding business transition.

Asset Preservation Planning

Asset preservation planning is an area areas in your business where you might be leaving yourself and the company exposed to financial risk?


How to decrease the amount of taxation at the end of the year that can potentially create issues in your business plan execution.

Business Planning

Do you have plans for your employees, key members or the business itself? We can help discuss how a financial plan can help you achieve those goals.

Financial Business Planning

Business planning focuses on issues specific to business owners and shareholders. For most business owners, the business is their most significant asset, and the financial success of that business has an immediate impact on the economic security of their families. Without proper planning, you may have difficulty tapping the value of your business to support your retirement, or your family may lose the value of your business at your death.

Business Planning coordinates the management of your business throughout its life cycle with:

  • Risk management
  • Distributions to the owners
  • Succession planning

Starting and running a business carries its own set of risk exposures. Certain factors can have a huge impact on lowering the risk to you and your personal business assets. These include, but are not limited to, the type of business entity you choose, the state you choose to do business in, as well as how you manage your business, your human resources, and your taxes. Business risk management identifies your options for handling these risks.

Executive Compensation

Focuses on both cash and non-cash approaches. The size and structure of the business significantly influences your compensation systems. Large businesses tend to provide owners with sophisticated and sometimes complex compensation formulas. Small businesses tend to adopt a more straightforward compensation approach. Examples of compensation include insurance benefits, qualified retirement plans, stock options, personal performance initiatives, and other tax-advantaged nonqualified plans.


Succession Planning

Focuses on the transition of a business from an existing owner to a new owner. Although key factors vary extensively with business type and industry, there are some factors common to all business transitions, including the creation of a sellable business and the formulation of specific transition mechanics at time of sale. Additional succession planning issues include positioning a business for sale, determining valuation and terms, grooming senior management, and creating strategic alliances.

For Employers and Businesses

When you partner with Black Mountain Wealth Management, you’ll get personalized consulting from a retirement plan specialist who is committed to designing the plan that meets your objectives and helps your employees achieve their long-term goals.

We realize there is no one-size-fits-all retirement plan solution, so our support and services are tailored to fit what’s best for you and your company and will help ensure the financial wellness of all your employees. We help you get the most out of your plan by working with you every step of the way, providing:

  • Experienced guidance: Consider us an extension of your HR department; we will simplify the management of your plan and allow you more time to focus on other aspects of your business.
  • Fiduciary know-how: We follow a disciplined process that helps ensure that the plan is operating within the latest fiduciary guidelines, leaving you confident that you’re serving the best interests of your employees.
  • Investment support: We help you draft an effective investment policy statement and make sure that you can offer a range of suitable products.
  • Customized education programs: We will help your employees plan for today and save for their future with a focus on financial wellness as part of their overall retirement goals.
For Employees

Keeping a Focus on Your Financial Future

As the team that manages your company’s retirement plan, we can work with you to help ensure you stay on track to meet your long-term goals, so you can make the right decisions now, and as your circumstances change. You can rely on us to:

  • Help you set realistic savings goals that fit within your budget
  • Provide additional tools that allow you to analyze your savings strategy
  • Develop an approach that aligns with your investment preferences and risk tolerance
  • Discuss the features of your plan so you can be sure you’re getting the most out of the benefits offered